
Have you done impulsive decisions which made you perplexed afterwards? Especially when it's about salary management ? :) I'm in that situation nowadays...
I bought a new cell phone on the other Sunday, using my credit card. I thought I've calculated everything, and since I'll get my Christmas benefit in this mid-December, it'll be okay if I bought the cell phone - and for me it's quite a big number of rupiah... :)
But then I realised that I've missed a few things...
I think it's only one week until I receive my benefits from school, but actually I just found out that it will be given in the third week. (A good lesson about "don't count your chicken before they're hatched") Haha...
Then I just realised that I have a lot of things to pay for. The cooling pad I ordered from my colleague, the wallet - which is also ordered last month from the administration staff, the pot luck lunch which will be held on December 9, the excursion with the students which will be held on December 16 - it is paid by the school but I need to buy snacks there... Aren't I ?... And I was left with only a week's meal money... Hahahaha...
Then I thought, OK. I'll try to trick it with my credit card - again... :D
So on Sunday, I bought supplies for breakfast and dinner which I think will be enough for at least two weeks. The bread spreads, instant noodles, biscuits, and beef floss. Those will make a good standard meal for two weeks :P
Then I think I have to restraint my self of being consumtive on weekends.. (which is a hard thing to do.. I think..) and I should go to my sister's house for free meals... (Hiks...)
And for safety, I think I have to borrow some money just for emergencies, until I get my Christmas benefit. AAAA...... This is the thing that I avoid usually... Humiliating... But let's see on Dec 13...
Well, at least I can gain a lesson from this. I should be careful with the planning, especially when it comes to the credit card. Actually I could've paid my credit card bill with the minimum amount, but I always think that i never want to pay unecessary interest, so I paid it in full amount anyway. But I thought it was not a better idea either...
Well... Anyway... I'm still lucky I live in Indonesia.. (Heheh... for Indonesian, you'll fell yourself lucky in ANY situation - even the when worst cases happen... :D ) You still can buy cheap but healthy foods - and for your info, they're not junk food at all. I can cook my own rice, and eat it with the beef floss, sweet soy sauce, fried egg - and you'll still will get good nutritions. If you want it, you'll enjoy good food by going to your relatives' houses. AHAHAHA.....
And hey ! I just remember that it's just a good example of the "cash flow problem" I just taught to my students. A real case study. Maybe I have to ask "my debtors" to pay early ? Or next time I have to delay my expenses ? Like delaying my payment ? Well the last one is not a good idea.. I'll skip it. AHAHA...
Oh well... I think I will survive the three weeks... :D
Cheers
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